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Cheque Bounce Case for Complainant – Legal Remedy Explained

When someone's cheque bounces, you have legal rights under Section 138 of the Negotiable Instruments Act. But you must act fast to protect your money.

At Metis Law Chamber, we help people recover funds from bounced cheques in Mohali, Chandigarh, Panchkula & Kullu. We handle everything, from sending the legal notice to representing you in court.

Our Cheque Bounce Recovery Services:

  • Drafting and sending legal notices
  • Filing cheque bounce complaint in court
  • Court representation and follow-up
  • Negotiating settlements

Who Can be a Complainant in Cheque Bounce Case?

You can file a cheque bounce complaint against an accused if you are:

  • The person whose name is on the cheque (payee)
  • A legal holder of the cheque
  • An individual, business, company, or firm

  └─ Important Point for Filing Cheque Bounce Case

Please Note

The cheque must be for a genuine debt or legal payment. You cannot file a case for cheques given as gifts or security deposits unless there is an agreement stating the security cheque is toward an actual liability.

  └─ Cheque Bounce Lawyer for Complainant in Mohali, Chandigarh, Panchkula & Kullu

We represent clients in cheque bounce cases across Mohali, Chandigarh, Panchkula, Zirakpur, Kharar & Kullu. Our team of experienced lawyers appear regularly in local Judicial Magistrate Courts and are well versed to handle Section 138 cases efficiently.

Cheque Bounce Case Timeline for Complainant

1

Cheque Dishonour

Bank returns cheque unpaid with Dishonour memo

2

Send Legal Notice

Statutory Legal Notice must be sent within 30 days of receiving Dishonour memo.

3

15 Days Waiting Period after sending Legal Notice

Drawer gets opportunity to pay the enforcable liability within 15 days of receiving the Legal Notice.

4

Complaint Filing under section 138 NIA

File a complaint under section 138 of Negotiable Instruments Act if Drawer fails to pay the money in 15 days of receeiving legal notice.

5

Court Proceedings

Magistrate calls for evidence from both complainant and accused to prove their case.

6

Settlement or Judgment

If during the course of the court proceedings, if accused wish to make the payment of enforcable debt then the case will be compounded and accordingly closed or Magistrate will proceed with the final judgment.

Documents Required to File Cheque Bounce Complaint

Mandatory Documents

Original Dishonoured Cheque
Cheque issued by drawer
Bank Return Memo
Reason for dishonour
Legal Notice Copy
Notice sent to drawer
Postal / Courier Proof
Proof of dispatch
Transaction Proof
Loan, invoice or agreement

Client Testimonials – Cheque Bounce Cases for Complainants

AS

Amit Sharma

Mohali

⭐⭐⭐⭐⭐

"I approached Metis Law Chamber after my cheque was dishonoured by a business associate. The legal notice and Section 138 complaint were handled professionally and on time."

NG

Neha Gupta

Panchkula

⭐⭐⭐⭐⭐

"Their lawyers explained the cheque bounce procedure very clearly and kept me updated throughout the case. Professional handling in Panchkula court."

PM

Pooja Malhotra

Kharar

⭐⭐⭐⭐⭐

"I was worried about recovering my money, but the team guided me properly at every stage of the cheque bounce case. Clear communication and timely action."

RM

Rajiv Mehta

Chandigarh

⭐⭐⭐⭐

"Good legal advice and proper drafting of the cheque bounce legal notice. The lawyers were responsive and practical in their approach."

SV

Sandeep Verma

Zirakpur

⭐⭐⭐⭐⭐

"Metis Law Chamber handled my cheque dishonour case efficiently and explained the settlement options clearly. Satisfied with their legal support."

Frequently Asked Questions – Cheque Bounce Case for Complainant

Is sending a legal notice mandatory before filing a cheque bounce case?

Yes. Sending a legal notice within 30 days from the date of cheque dishonour is mandatory under Section 138 of the Negotiable Instruments Act.

Who can file a cheque bounce complaint?

The payee of the cheque or the holder in due course can file a cheque bounce complaint if the cheque was issued against a legally enforceable debt.

Can I recover my money through a cheque bounce case?

Yes. Courts may direct payment of the cheque amount along with compensation and costs, or allow settlement between parties.

How long does a cheque bounce case take?

The duration varies depending on court workload and response of the accused. Some cases are resolved early through settlement, while others may take longer.

Can a cheque bounce case be settled after filing the complaint?

Yes. Cheque bounce cases are compoundable and can be settled at any stage of the proceedings with mutual consent.

Hire Top Lawyer for Cheque Bounce case for Complainant

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Top Cheque Bounce Lawyers for Complainant

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